speedy-paydayloans  
Home   Apply Now Member Sign In Fees Help Contact Us
payday loan
    how it works  
    payday loan   cash advance   direct lender  

Fees

Speedy-paydayloans charges $30 per $100 advanced to you.

Schedule of Fees

Annual Percentage Rate (APR)
Term
(in
days)
Loan Amount
$100 $200 $300 $500
Fee APR Fee APR Fee APR Fee APR
7 $30

1564.28%

$60

1564.28%

$90

1564.28%

$150

1564.28%

8 $30

1368.75%

$60

1368.75%

$90

1368.75%

$150

1368.75%

9 $30

1216.67%

$60

1216.67%

$90

1216.67%

$150

1216.67%

10 $30

1095.00%

$60

1095.00%

$90

1095.00%

$150

1095.00%

11 $30

995.45%

$60

995.45%

$90

995.45%

$150

995.45%

12 $30

912.50%

$60

912.50%

$90

912.50%

$150

912.50%

13 $30

842.31%

$60

842.31%

$90

842.31%

$150

842.31%

14 $30

782.14%

$60

782.14%

$90

782.14%

$150

782.14%

15 $30

730.00%

$60

730.00%

$90

730.00%

$150

730.00%

16 $30

684.38%

$60

684.38%

$90

684.38%

$150

684.38%

17 $30

644.12%

$60

644.12%

$90

644.12%

$150

644.12%

18 $30

608.33%

$60

608.33%

$90

608.33%

$150

608.33%

19 $30

576.31%

$60

576.31%

$90

576.31%

$150

576.31%

20 $30

547.50%

$60

547.50%

$90

547.50%

$150

547.50%

21 $30

521.43%

$60

521.43%

$90

521.43%

$150

521.43%

22 $30

497.72%

$60

497.72%

$90

497.72%

$150

497.72%

23 $30

476.08%

$60

476.08%

$90

476.08%

$150

476.08%

24 $30

456.25%

$60

456.25%

$90

456.25%

$150

456.25%

25 $30

438.00%

$60

438.00%

$90

438.00%

$150

438.00%

26 $30

421.12%

$60

421.12%

$90

421.12%

$150

421.12%

27 $30

405.56%

$60

405.56%

$90

405.56%

$150

405.56%

28 $30

391.07%

$60

391.07%

$90

391.07%

$150

391.07%

29 $30

377.58%

$60

377.58%

$90

377.58%

$150

377.58%

30 $30

365.00%

$60

365.00%

$90

365.00%

$150

365.00%

How to determine your Due Date

Speedy-paydayloans.com provides short-term cash advances in which is due on your next payday, unless your next payday is less than 7 days away. In this case your check will be held until your second payday. The maximum advance term is 30 days.

  • When your loan is due we will automatically withdraw the loan amount plus the fee from your account. If you do not want us to withdraw the total amount due you have the option to extend your loan until your next payday.
  • You are allowed up to two (2) extensions or rollovers.
  • The cost to extend your loan is $30.00 per $100.00 borrowed.
  • The extension fee will be withdrawn from your account on your due date. We must receive your extension request before 4:00 PM MST the day before your loan is due.

ACH Authorization

Your online agreement will be governed by the state of Delaware. All the applicable laws and regulations of Delaware will apply to your online agreement. If your ACH debit that you have authorized is returned for any reason you agree to the following items.

  • You are authorizing us to initiate electronic debits to your account in the amounts up to or less than the amount owed until the amount owed is paid in full. Your authorization shall remain in effect until we have received written notice of its termination. We must also have had a reasonable opportunity to act on this authorization.
  • You agree to pay a late fee of $30.00.
  • You agree to pay all fees related to the collection of your account. This includes, but is not limited to all attorney fees, collection fees, and court costs incurred during the collection process.

If you have any questions please contact us.

Finance charges are calculated on the basis of $30 per $100 borrowed for each 14 day period, which is equivalent to an APR of  782.14%.
Copyright © 2008 Speedy Paydayloans. All Rights Reserved.